Daniel Kullman

Investor · Educator · Research Architect

30+ years in portfolio construction, investment research, behavioral finance

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Why Clear Value Research Exists

• Investors are overwhelmed with data but lack decision structure

• Performance marketing replaces disciplined analysis

• Behavioral bias distorts how people evaluate business value

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From Professional Education to Investor Research

Daniel’s early work was directed primarily toward investment professionals—advisors and institutions fluent in financial language, yet still vulnerable to the same behavioral and valuation errors that affect individual investors. As self-directed investing expanded, a growing gap became clear: investors had more tools and data than ever before, but very little structured research designed to help them think clearly about business value, price, and risk.

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In 2024, Daniel formalized a disciplined, rules-based research framework informed by years of portfolio construction and investment education work. The framework is delivered through Clear Value Research, a standalone platform that provides structured, repeatable business analysis directly to investors.

An Educator’s Approach

Alongside his research work, Daniel teaches macroeconomics, reinforcing a career-long belief that clarity—not complexity—is what enables better decisions.

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Whether educating professionals, students, or investors, the objective is the same: reduce noise, remove emotion, and replace guesswork with structure.

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Clear Value Research is built for investors who want to understand what they own, what it’s worth, and why they own it—using disciplined analysis grounded in business economics, not market stories.